We reconcile Form 16, AIS/26AS, salary break-ups & investments; pick the right regime; compute tax with deductions; and file on time with audit-proof workpapers.
Choose the right regime (new u/s 115BAC(1A) or old), reconcile Form 16 with AIS/26AS, claim eligible deductions, and e-verify timely.
Match TDS, salary components and other incomes before filing.
Compare old vs new based on deductions, HRA/LTA and investments.
E-filing + e-verification + workpapers for future reference.
Savings today, documentation for tomorrow.
Early e-verification speeds refund issue and interest credit where due.
ITR acknowledged is widely accepted by banks/PGs for credit/KYC.
Timely filing preserves carry-forward of specified losses.
Avoid avoidable costs and restrictions.
Late fee may apply and interest can accrue on unpaid tax.
Carry-forward of certain losses may be disallowed when filed late.
Delayed filing typically pushes refund timelines and may restrict options.
Standard deduction of â‚ą50,000 is available in both regimes from AY 2024-25.
| Aspect | New Regime (115BAC(1A)) | Old Regime |
|---|---|---|
| Basic slab idea | Lower rates, limited exemptions/deductions; default selection. | Higher rates but many exemptions/deductions (HRA/LTA/80C etc.) |
| Std. deduction | â‚ą50,000 (AY 2025-26). | â‚ą50,000. |
| 87A rebate (resident) | Rebate available up to specified income threshold. | Lower threshold; compare before choosing. |
| Common deductions | Std. deduction; employer NPS u/s 80CCD(2) etc. (many popular ones not allowed). | 80C/80D/80G, HRA u/s 10(13A), LTA, housing loan interest (self-occupied limits), etc. |
| Best for | Low deductions/HRA users; simple structure | Those with substantial HRA/80C/80D/HL interest etc. |
Recent Budget announcements indicate more relief in the new regime from the next assessment year. We’ll apply the updated slabs/rebate when applicable.
For most salaried (non-audit) taxpayers, the original ITR due date was extended. Belated/revised returns are generally allowed up to 31 Dec 2025.
| Event | When | Notes | Flag |
|---|---|---|---|
| Original ITR due date (non-audit) | Extended in AY 2025-26 | Pay self-assessment tax timely to reduce interest. | Deadline |
| Belated Return u/s 139(4) | Up to 31 Dec 2025 | Late fee may apply. | Last window |
| Revised Return u/s 139(5) | Up to 31 Dec 2025 / before assessment | Fix mistakes in original/belated return. | Fix |
Keep clear scans and ensure consistency across proofs.
We’ll advise what to claim under the chosen regime and what to skip.
Indicative flow—adjusted to your facts and deadlines.
Collect Form 16/AIS/26AS; map incomes & TDS.
Side-by-side tax compare; pick old/new per savings.
Apply deductions/exemptions correctly; interest if any.
OTP/Bank/DSC; track acknowledgement & refund.
Saved computation, schedules & proof index for records.
Notices/revisions, advance tax planning, HRA/NPS optimisation.
New regime slabs apply by default; old regime optional. Use our compare tool to see which is lighter for you.
Understand what is taxable, exempt, or deductible—so you don’t leave money on the table.
Exemption based on rent, salary %, and metro/non-metro status (old regime). Maintain rent receipts and landlord details.
Eligible for specified travel within India as per employer policy; keep tickets/invoices; blocks typically over 4 years (per rules).
Company car, ESOP, accommodation, meal cards—taxable perquisite valuation rules; reported in Form 16.
If you pay rent in one city (claim HRA) and have a home loan elsewhere, interest deduction rules and HRA exemption can both apply in the old regime subject to conditions. Keep possession certificates and interest certificates ready.
Tell your new employer about earlier income/TDS to align monthly tax, or let us reconcile at filing.
Salaried returns often miss these—leading to notices. We surface them from AIS and broker statements.
Report and claim 80TTA/80TTB (as eligible). Match AIS entries and TDS, if any.
Equity/MFs/property—apply correct holding period & rate; adjust STT and indexation as applicable.
Report foreign bank/ESOPs/RSUs in the schedule; consider DTAA and tax credits for foreign tax paid.
If other income is material (rent, capital gains, interest), consider advance tax to avoid interest.
We track the CPC intimation, compare with your computation, and take action if there’s a mismatch.
Automated adjustments; verify arithmetical and TDS credits; download order & JSON.
If credits missed or sections misapplied, we file rectification with evidence.
Update bank validation, ECS details; respond if refund failed due to bank/KYC.
Share this with HR/payroll so monthly TDS stays accurate.
| Item | When to do | Evidence | Flag |
|---|---|---|---|
| Declare Investments | Apr–Jun | Provisional 80C/80D plans, NPS | HR |
| HRA/Landlord PAN | Quarterly | Rent receipts, agreement | HRA |
| Capital Gains Estimate | Before 15 Sep/Dec/Mar | Broker statement | Adv. Tax |
A few careful checks avoid most notices.
Small interest/dividends missed → add under “Other sources”.
Employer used one, ITR used another → ensure final match in return.
Validate bank in e-filing portal before ITR submission.
Friendly answers, regulation-aware.
Share employer count, HRA/LTA, any capital gains/other income, and preferred regime.
We respect your privacy and will contact you only for this request.